Your CPF account consists of 3 accounts: Ordinary Account (OA), Special Account (SA), and your Medisave Account (MA). The OA is primarily used for providing housing, while SA is used for retirement. MA is used to pay for healthcare. The […]
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As I travel quite often for work, I’m going to keep a record of all the hotels I’ve stayed in, to serve as a reminder of what works and what doesn’t. It’ll make future bookings much easier. Location: Right at the […]
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I topped up the full $7k into my SA today, before the end of Jan. CPF calculates interest on a monthly basis, so anytime before Jan 31 is fine. I don’t have any other use for the money, so I’ll […]
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Effective Jan 1, 2019 the Basic Healthcare Sum (BHS) has increased from S$54,500 to S$57,200. Funds in the Medisave Account (MA) and Special Account (SA) earns 4% p.a, while funds in the Ordinary Account (OA) earns 2.5% p.a. Assuming you have […]
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Last month, I decided to top up my CPF Special Account since that account gives me 4% yield risk free. My calculations showed that I can reduce my tax bill by $7k x 15% = $1050, without even taking into […]
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I’ve never really believed in the whole new year resolutions concepts, and I’d rather view it as a time to set plans for the year. So here are my top 5 plans for the year. Actively manage my family’s retirement […]
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It was Mrs EOR’s birthday a few days ago and we went out for dinner, something that we rarely do nowadays. We decided on Italian as it was awhile since we last had this cuisine. Venue: Al Forno @ 400 […]
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You are not under the watchful eyes of the public. Famous people are being followed by paparazzi, get interviewed on TV, have their entire lives scrutinized and even made into reality shows. Imagine you walk into a hawker center in […]
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There are 3 major expensive vices in Singapore. Alcohol, Smoking, Gambling. I do not smoke nor gamble and I stopped alcohol intake since June 1 2018 and have never felt better! I have the same amount of energy the next […]
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As I travel quite often for work, I’m going to keep a record of all the hotels I’ve stayed in, to serve as a reminder of what works and what doesn’t. It’ll make future bookings much easier. The Sheraton Hanoi […]
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