To my children and to my readers,

We all aspire to be financially free, but many of us are caught up with the jones’s, churning the 9 to 5 at our ‘stable’ job.   In 2017, I’m in my 30’s, been churning the grind for 10 years, and have finally gotten around to plan for retirement (mainly because my child was born).   Although 10 years late, it’s never too late to start something, but IT IS too late when you’re reflecting from your death bed.

If I could do it all over again, what would I have done differently?  This blog will document and reflect on my financial decisions and life experiences.

Through this, I hope to inspire others to follow or not follow in my footsteps, learn from my mistakes and benefit from early advice.