To whomever is reading.

We all aspire to be financially free, but many of us are caught up with the jones’s, churning the 9 to 6, our ‘stable’ salary at our employer’s mercy.   I’m in my 30’s, been churning the grind for 10 years, and have finally gotten around to plan for retirement.   Looking back, I think i’m 10 years too late, but hindsight is 20/20.  It’s never too late to start something, but IT IS too late when you’re reflecting from your death bed.

If I could do it all over again, what would I have done differently?  This blog will mainly be around personal finance.

I’m far from a guru, but am just someone who’s just living a life.  Through this, I hope to inspire others to follow or not follow in my footsteps, learn from my mistakes and benefit from early advice.