BCIP 2018 – Singtel, Capitamall trust

I started building my child’s college fund when she was 6 months old.  All her 红包’s are channeled straight into this OCBC account, and I registered for their Blue Chip Investment Plan (BCIP).  It’s a monthly investment scheme into a […]

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Hotel Review: Le Meridien Suvarnabhumi Bangkok Golf Resort & Spa

As I travel quite often for work, I’m going to keep a record of all the hotels I’ve stayed in, to serve as a reminder of what works and what doesn’t.  It’ll make future bookings much easier. Location: Near Suvarnabhumi […]

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Hotel Review: Westin Grande Sukhumvit Bangkok

As I travel quite often for work, I’m going to keep a record of all the hotels I’ve stayed in, to serve as a reminder of what works and what doesn’t.  It’ll make future bookings much easier.  Forgot to take […]

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Why I will be investing in the Astrea IV private equity Class A-1 bond

Astrea IV is a wholly owned subsidiary of Azalea Asset Management Pte. Ltd, which is wholly owned by Temasek Holdings. They are issuing bonds for their private equity funds, so this is the first time the retail market has access […]

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Endowment policy vs investing it yourself

Many bankers and insurance agents tried to sell me endowment policies.  I have never believed in this type of policy. It has got to be the worst payback vehicle ever, i think worse than Singapore savings bonds!  They sell it […]

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I stayed in my parents’ rental property for too long

I stayed in my parent’s rental property for too long. It was near the office, hence everything was so convenient, walking distance in fact.  I stayed for 7 years, and I missed out on 7 years of extra dividend income. […]

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Purchasing life insurance

I recently re-balanced the family’s insurance schemes. I remember just when i was just starting out, my cousin once told me to buy only Term + Critical illness insurance. I didn’t listen and bought an investment linked plan from one […]

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Having a high savings rate right early on

The day I received my first paycheck was memorable.  At 23, I remember feeling I was financially independent, and I didn’t need to spend my parents money anymore.  So I spent about 80% of my salary for the first 3 […]

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Why I won’t ‘gamble’ in Creative stock

Over the past few days, we’ve seen Creative shares (SGX: C76) rocket from $1 to $9+, and drop back down to $7+.  To those employees of Creative, better sell now while you can. To those who managed to catch this […]

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Doona baby stroller

This has got to be the best stroller invention yet. It easily converts from a car seat into a stroller and you don’t wake up your baby in the process. We all know how difficult it is to manage crying […]

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