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2 steps to optimize your CPF account

Your CPF account consists of 3 accounts: Ordinary Account (OA), Special Account (SA), and your Medisave Account (MA). The OA is primarily used for providing housing, while SA is used for retirement. MA is used to pay for healthcare. The […]

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Baby Bonus, Child Development Account (CDA), CPF

“When I’m old and my memory fails me, this post serves as a reminder on what to do.” Every child born as a Singapore citizen is given a Child Development Account (CDA), with the government having the intent of cushioning […]

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Renewing rental property contracts

Every 2 years, I have to renegotiate the property lease with the tenant.  If the tenant was good, I usually extend their lease – it’s pretty much a no brainer, unless they’re lowballing me. Costs to factor in when you […]

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Renting out a room in our spare apartment

We have a spare apartment in the Northeastern end of Singapore for my parents to stay when they visit, and it’s empty about 90% of the time. To gain some extra income, I decided to rent out the 2 rooms […]

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